Thomas E. Ruggiero, CLU, ChFC

Financial Planner ; Financial Advisor

Domicile State: MA


Financial Advisor





Tom is a financial advisor at Baystate Financial and has over 35 years of experience. Tom provides consultative and other services to help his clients plan for financial independence. His clients appreciate a thorough, honest, and straightforward approach to managing their hard earned money. Tom will guide you in the development and implementation of a realistic, and effective financial plan to help you feel secure, informed and in control, on the road to financial freedom. 

At Baystate Financial, Tom utilizes the team approach and draw upon the wealth of knowledge of his associates to create custom designed financial strategies for his clients. Tom is a Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU). Tom's experiences include: Investments, Financial Planning, Life Insurance, Annuities, Estate Preservation Planning and Executive Benefits.


Phone 800-884-1842