Thomas E. Ruggiero, CLU, ChFC

Financial Planner ; Financial Advisor

Domicile State: MA


Financial Advisor





With over 40 years of experience, I provide consultative services to help my clients plan for financial independence. My clients appreciate my thorough, honest, and straightforward approach to managing their hard earned money. I will guide you in the development and implementation of a realistic and effective financial plan to help you feel secure, informed and in control on the road to financial freedom. 

At Baystate Financial, I utilize the team approach and draw upon the wealth of knowledge of my associates to create custom designed financial strategies for my clients. As a Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU), my areas of expertise include Investments, Financial Planning, Life Insurance, Annuities, Estate Preservation Planning and Executive Benefits.


Phone 800-884-1842